I am looking for some help with insurance. I am buying a new unit this spring and going to insure it, do any of you have recommendations in what kind of insurance to look for, good companies to work with or ones to avoid?
Like with auto insurance there are components:
Liability if you damage someones property or hurt someone else.
Comprehensive to replace your vehicle in case its stolen, vandalized, damaged by fire...
Collision to repair your vehicle if it is damaged in an accident.
Medical to pay for if you are injured.
Does the same apply for ATV's? Are there special waivers or coverage's a person should look for?
What about if you dump your quad in a lake or stream, is that covered? I know in some cases if you drive a car on ice and it breaks through or you intentionally drive into a stream and gets flooded you are S.O.L. does the same hold true for ATV's?
Sorry if this seems like a dumb question, just want to know what to ask for before I talk to an agent.
Thank you
Like with auto insurance there are components:
Liability if you damage someones property or hurt someone else.
Comprehensive to replace your vehicle in case its stolen, vandalized, damaged by fire...
Collision to repair your vehicle if it is damaged in an accident.
Medical to pay for if you are injured.
Does the same apply for ATV's? Are there special waivers or coverage's a person should look for?
What about if you dump your quad in a lake or stream, is that covered? I know in some cases if you drive a car on ice and it breaks through or you intentionally drive into a stream and gets flooded you are S.O.L. does the same hold true for ATV's?
Sorry if this seems like a dumb question, just want to know what to ask for before I talk to an agent.
Thank you